Disclaimer
Last updated: September 2026.
QR codes are payment requests
The QR codes generated by this tool are UPI payment requests. They ask the customer's UPI app to pay a specific amount to the merchant's UPI ID. The actual payment is processed through the customer's UPI app and the relevant payment infrastructure.
No payment processing by this website
This website does not process money, hold funds, or move payments. It only creates the payment requests. We are not a party to any transaction between a merchant and a customer.
Payment confirmation requires verification
Payment confirmation should only be shown after reliable verification through a legitimate payment verification system. The tool does not automatically confirm whether a payment was received. provider is configured, the tool clearly indicates that automatic verification is unavailable. We do not claim "100% guaranteed payment verification."
No sensitive credentials
This website never requests or stores UPI PINs, banking passwords, OTPs or card details. Authentication happens entirely within the customer's UPI app.
No financial advice
Nothing on this website is financial advice. Merchants should independently assess whether splitting payments suits their business and comply with applicable tax and regulatory requirements.