UPI QR Payment Safety Tips for Merchants and Customers

Always verify the payee name and UPI ID before authorizing a payment. A QR code is a payment instruction, not proof that a payment has succeeded. Customers should never share their UPI PIN, OTP or banking credentials. Merchants should verify incoming transactions in their own bank or UPI app rather than relying only on a customer-provided screenshot.

Practical takeaway

Keep the payment amount, QR number and merchant-side transaction record together. QR Code Payment Splitter is designed to help organize this process; it does not automatically confirm whether money has reached the merchant account.